Independent business is a key feature of the Indonesian economy. More than 40 million inhabitants are independent entrepreneurs in the form of micro and small enterprises, but only 13 percent who have gained access to formal financial services. Microfinance is a road that has been proven to help people to escape poverty permanently. However, today it is still not reached its maximum potential or the scale in Indonesia.
Indonesian microfinance industry is dominated by micro finance institutions (MFIs) is small, serving fewer than 10,000 active customers through the provision of individual loans, with funding derived mainly from customer deposits. The MFI sector includes various types of institutions of private property and public property, ranging from commercial banks and rural banks and cooperative institutions belonging to the village.
Although quite large, the microfinance sector in Indonesia still has weaknesses. Substantial obstacles still blocking these MFIs to be able to develop its service quality and reach of the poor even further.
One such obstacle is the lack of access to capital. The result, most microfinance institutions are only able to serve customers with basic banking products. In addition, the majority of the poor are beyond the reach of formal financial sector because they reside outside the service area, or they are considered too high risk for traditional loans.
To respond to this, Mercy Corps and the International Finance Corporation to develop a joint program to determine the feasibility level of financing of MFIs and connect it to finance. These activities culminate in the formation of a vision to establish a commercial bank, which will exclusively serve the microfinance sector in Indonesia with access to capital is safe and easily accessible. In addition, the bank will provide products and innovative financial services and technology to MFIs to enable them to improve performance and reach.
Bank Andara established in order to realize the poverty reduction objectives through a healthy and profitable operation of a wholesale bank that supports the MFI Indonesia. Bank Andara is designed to provide and actively increase the scale of the use of mobile financial services for poor people who lack access to financial institutions. Bank Andara work to achieve that goal by creating a mobile banking products and services more effective, growing, sustainable, and easily duplicated.
Bank Andara innovative approaches in the banking sector to offer products and services financial management and flexible capital to MFIs which have gone through the rating process and appropriate funding. Through the cooperation with the Bank Andara, MFIs will also be able to provide diverse products in addition to micro loans and savings to their customers, including money transfer services, micro-insurance and various technology-based products.
Vision and Mission
Being a pioneer major financial partner for the Indonesian microfinance sector, develop innovative and extensive range for those who have less access to financial services.
The main purpose of Bank Andara there are two, namely:
1. As a catalyst to achieve a broader reach to millions of Indonesia's population lack access to the financial sector by providing innovative financial products and services to and through microfinance institutions.
2. To maximize the value of shareholder investment, but also creates a financial institution of a permanent and profitable.
The main purpose of Bank operational Andara is to:
1. Will ultimately improve financial access for low income people and micro and small enterprises throughout Indonesia on a broad scale, to encourage economic growth and reduce poverty.
2. Improving access to microfinance institutions to financial products and services on a wide scale.
3. Integrating technology with international best practice to expand the financial services that could be available by the MFI.
4. Facilitate a more efficient flow of funding to MFIs Indonesia.
5. Providing a foundation for developing cooperation of commercial banks of the microfinance sector.
6. Implement operational fully transparent and collaborative to build the MFI's performance and increase confidence of investors and the public sector.
7. Creating an innovative financial institutions and favorable risk profile with a solid and stable.
Bank Andara is Indonesia’s first wholesale bank specializing in providing both financial and transactional products to microfinance institutions. Our mission is to be the premier, pioneering financial partner of the indonesian microfinance sector, promoting innovation, and massive outreach to those lacking access to financial services.
Bank Andara is powered by our team of talented, qualified, and dedicated banking professionals who appreciate the challenging opportunities and supportive environment we offer, attractive remuneration and the chance to make positive impact on people’s live through the work we do.
We are currently opening the opportunity for highly motivated banking professionals at Lowongan Kerja Bank Andara, for the following positions:
Funding Officer
Requirements:- Minimum Bachelor’s Degree of any disciplines
- Experience as funding officer in wholesale or corporate bank
- Proven record of achieving financial targets
- Motivated to achieve performance and incentive targets
- Strong relationships & networking with local institutions, senior business people, and individuals
- Used to work with financial target as a Key Performance Indicator
- Excellent communication skills, strong interpersonal and leadership skills, team orientation
- Career path open based on performance
- Willing to be assigned in Denpasar Area
Marketing Communication Officer
Responsibilities:- Review company’s corporate website material.
- Coordinate with MarComm Manager in rollout of the company’s advertising and PR campaigns and activities.
- Coordinate with MarComm Manager in writing and communication support to senior management and respond to media/sponsorship requests.
- Organize, execute and support company exhibitions and events in related with marketing program/campaign.
- Assist in maintaining the company’s branding awareness & corporate identity.
- Coordinate all marketing programs related with all business unit and Internal communications activities
- Good writing and editing skills in English
- Good understanding of communications and public relations principles.
- Ability to organize and evaluate PR, Events and Advertising activities.
- Sound computer competency in the Microsoft Office suite and publishing tools.
- Good sense of Creative and design judgment
Fee Base Income Sales Head
Requirements:- Male / Female, with minimum age 35 years
- Hold a bachelor degree in any discipline
- Having min. 8 years working experiences in Banking (Sales / Marketing)
- Experience in creating and implementing marketing activities/campaigns, co-branded product, etc.
- Familiar and understand about the concept of e-Banking
- Having a broad network with aggregator & BPR/MFI
- Excellent ability to write and communicate both in English and Bahasa Indonesia
- Have strong interpersonal, leadership skill & team work
- Accustomed to working with high business target
hr@bankandara.co.id
Indicating the position applied for in the subject line of the e-mail latest by 11 October 2011. Only shortlisted candidates will be contacted for interview appointments.
Source: Lowongan Kerja Bank Andara
